Claim Outcomes

Medical Severity Has a Story Arc: What Raji Chadarevian’s AIS 2026 Session Made Plain

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A hand tips dominoes while a small figure braces them, illustrating medical severity's cascading arc from AIS 2026's recap.

Raji Chadarevian opened his AIS 2026 session with three injured workers and a clear thesis. Medical severity is not a single number. It is a sequence of demographic, treatment, and timing decisions that compound over the life of a claim. Senior Solutions Advisor Ryan Smith reads what it means for workers’ compensation carriers.

Medical Severity Isn’t One Number: What’s Really Driving Claim Costs Heading Into AIS 2026

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Hand holding a stethoscope, with the chestpiece revealing workers' compensation medical cost drivers (pill, scalpel, physical therapy band, price tag, and trend arrows) over percent and dollar signs. Hero image for the True Insurtech Solutions NCCI AIS 2026 medical severity blog.

When someone says medical severity is up six percent, it sounds like a single data point. NCCI’s Raji Chadarevian frames AIS 2026’s severity session this way: medical severity is more than a single metric. Here’s what’s driving claim costs going into the rest of the decade.