Twelve Years In, the Story Just Got More Honest: Five Threads to Pull from AIS 2026

Pop-art hands take notes on paper, illustrating True's AIS 2026 workers' comp recap from NCCI's Orlando symposium.

Ryan Smith just got back from NCCI’s Annual Issues Symposium in Orlando. The twelfth straight year of underwriting profitability for workers’ compensation held. The rooms in Orlando sounded different about it. True’s Amy Sliger walks through five threads from AIS 2026 worth pulling on as carriers head into 2026.

What Mollick’s AIS Keynote on Artificial Intelligence (AI) Means for Workers’ Comp

Human hand and robotic hand meeting in a handshake, illustrating human-AI collaboration in workers' compensation ahead of Mollick's AIS 2026 keynote.

Ethan Mollick takes the AIS 2026 keynote stage with a cross-industry frame on AI adoption. Workers’ compensation needs the localization. We unpack the honest state of AI adoption in our industry, where it is already paying off, where the gaps still are, and what ’embracing the AI revolution’ looks like for carriers, SIGs, captives, MGAs, and TPAs.

Medical Severity Isn’t One Number: What’s Really Driving Claim Costs Heading Into AIS 2026

Hand holding a stethoscope, with the chestpiece revealing workers' compensation medical cost drivers (pill, scalpel, physical therapy band, price tag, and trend arrows) over percent and dollar signs. Hero image for the True Insurtech Solutions NCCI AIS 2026 medical severity blog.

When someone says medical severity is up six percent, it sounds like a single data point. NCCI’s Raji Chadarevian frames AIS 2026’s severity session this way: medical severity is more than a single metric. Here’s what’s driving claim costs going into the rest of the decade.

Every State Has a Story: What CA, NY, and NCCI Dynamics Tell Us About the Future of Workers’ Comp

Three hands extend from a laptop screen, each holding a different blue-toned book, symbolizing the distinct workers' comp regulatory stories of California, New York, and NCCI states.

Workers’ comp is a national industry with no national system. From California’s independent bureau to New York’s competitive pressures, state dynamics reveal what’s coming for the entire industry.

Demographics, Injury Patterns, and What the Data Says for Workers’ Comp

Editorial collage illustration of three overlapping paper panels of varied sizes populated with halftone silhouette figures in uneven groupings, with one figure walking between panels, representing the shifting demographic composition of the American workforce.

The American workforce doesn’t look the way it did five years ago. Workers are older, in different industries, and in different states — and the injury patterns are shifting with them. Here’s what the data says.

The Economy and Workers’ Comp: Why Macro Trends Hit Closer to Home Than You Think

Conceptual collage of a hand gripping rising blue and purple arrows as a dark arrow snaps downward and a pink arrow falls, illustrating economic uncertainty.

Workers’ comp is priced off payroll and shaped by employment patterns. When the economy shifts, carriers feel it — sometimes immediately, sometimes with a lag. Here’s how to read macro trends before they hit your book.

NCCI State of the Line 2026: What the Numbers Mean

Illustrated magnifying glass examining zigzag data patterns against a deep blue background, representing close analysis of workers' compensation industry trends for 2026.

Every year, the NCCI State of the Line defines the conversation at the Annual Insights Symposium. Here’s what the 2026 numbers are likely to reveal about combined ratios, loss trends, and the financial health of the workers’ comp market.