Tracy Ryan, Andrea Coleman, and Jeremy Attie closed AIS 2026 with a panel that made one case more clearly than any session in recent memory: workers’ comp is a federation, not a system. Senior Solutions Advisor Ryan Smith reads what the three-bureau dynamic means for carriers running across NCCI states, California, and New York.
NCCI’s 2025 State of the Line marked the twelfth consecutive year of underwriting gains for workers’ compensation, but the underlying math tightened. Combined ratios rose five points. Accident year crossed 100. Reserve redundancy slipped to $14 billion. Senior Solutions Advisor Ryan Smith reads what these shifts mean for 2026 planning.
Artificial intelligence is already reshaping workers’ compensation—from claims and fraud detection to safety and underwriting. This blog breaks down the most impactful trends from 2025 and reveals where insurance leaders should focus next to gain strategic advantage in 2026.
Explore how True is driving conversations about data integration and collaboration in the insurance industry. Join us on September 24!
Discover proven strategies to cultivate a positive workplace culture in the insurance industry. Learn how to enhance employee engagement, retention, and innovation.